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Plant the seeds of success with our Personal Loan

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What is a Personal Loan?

A Personal Loan from NTC Finance is provides financial aid to customers when they need it the most. It doesn’t require any collateral and offers flexibility in terms of usage - be it for a medical emergency, home renovation, travel, or education. Our Personal Loan is designed to meet your diverse financial needs in the most convenient way possible. Experience hassle-free financing with NTC Finance’s Personal Loan.

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Eligibility Criteria for Our Personal Loan

Thinking about the required documents for availing a Personal Loan? Check the eligibility criteria based on your employment type and experience easy documentation. You should meet the below mentioned eligibility criteria before applying for a Loan.

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Nationality
Indian
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Age
21 - 45 years
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Credit Score Needed?
Yes
personal loan eligibility
Employment Stability
Minimum 1 year

Documents required to Apply for our Personal Loan

Type Document
ID and Signature Proof Copy of Voter ID/Driving Licence/Aadhaar Card/PAN Card/Passport
Age Proof PAN Card
Address Proof Copy of Ration Card/Passport/Electricity Bill
Income Proof Copy of Income Document like Salary Slip/Form 16/ITR with Computation of Income
Other Documents Bank Statement or Passbook

Let's Talk about Personal Loan

For additional information regarding personal loan, kindly visit our nearby branch or send us a message.

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Frequently Asked Questions

Most asked questions about our Personal Loan
ntc finance

The eligibility criteria for a Personal Loan include a good credit score, stable income, and age between 21 and 45 years. However, these criteria may vary, so it’s best to check with NTC Finance for the most accurate information.

The loan amount depends on various factors such as your income, credit score, and repayment capacity. NTC Finance offers personal loans ranging from a ten thousand to one lakh.

Yes, you can prepay your Personal Loan. NTC Finance does not charge any prepayment penalty.

If the loan is not repaid within the agreed tenure, it could affect your credit score and future loan eligibility.